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How We Work

At Spruce Financial, we are an independent financial advisory firm specializing in comprehensive, long-term financial planning. Located in Grand Junction, Colorado, our firm represents the principles of genuine honesty, hard work and simplicity that our community embraces.

We serve clients in Colorado and surrounding states. We serve each client with an open mind and a desire to provide personalized solutions not products. We know that each individual has unique circumstances that require innovative problem solving. We work tirelessly to find strategies to help your money last as long as you live without paying unnecessary taxes. The solutions we provide can help alleviate tremendous financial burdens, helping you and your families gain financial freedom that affects generations. Our efforts play an important part in building life-changing financial security.

We value the trust you put in us to help manage your financial affairs, and we don’t take this responsibility lightly. We are committed to doing our best to serve you.

Contact us today to learn how we can help.

Our team approach adds perspective to all we do and provides increased benefits to our clients.

Meet Our Team

Nicholas Daniel

(720) 289-1736

nick@spruce-financial.com

Nicholas Daniel is the founder and principal advisor of Spruce Financial. Specializing in retirement income strategies, he designs customized plans for gaining long-term financial security for his clients.

After graduating from The University of Colorado in Boulder Colorado, with a double major in psychology and sociology—and multiple classes in construction engineering—Nicholas began his path to help clients gain financial independence. Since 2009, he has supported clients in strategic planning, wealth planning and management, social security planning and trust services.

He is licensed in FINRA Series:

  • 7 - General Securities Representative Examination
  • 6 - Limited-Investment Securities License
  • 63 - Uniform Securities Agent State Law Examination
  • 65 - Uniform Investment Adviser Law Examination

Nicholas is known for his outstanding work ethic developed over years of hard work in construction. His background has given him a deep understanding of the value of a dollar and the power of good financial planning in gaining peace of mind. He genuinely desires to help others become financially secure through wise financial decisions. His approach is honest, simple and sincere.

Nicholas and his wife, Bobbie, live with their four children and their dog, Beaudacious, in Grand Junction, Colorado. They enjoy the outdoors, especially camping, hunting, fishing and golfing together.